Summary
Buy Now, Pay Later (BNPL) regulation is forcing platforms to rethink how they collect, validate, store, and report data. Firms will need to treat data architecture as a compliance-critical system, capable of producing audit-ready outputs across ingestion, decisioning, and disclosure. Moreover, the implications of these changes are cascading across embedded finance, extending well beyond BNPL itself.
Rochelle Glazman
Rochelle is responsible for enabling go-to-market and growth strategies across sales, marketing, product, and client engagement. Before taking on this role, Rochelle was a Senior Pre-Sales Consultant, engaging with clients and prospects across the financial services industry. Prior to joining Arcesium, Rochelle spent over five years at BlackRock Aladdin servicing institutional asset managers and leading several implementation projects across North and South America. She graduated from Vanderbilt University with a degree in economics.
Source
[i] GOV.UK, May 2025. https://www.gov.uk/government/news/new-rules-to-end-buy-now-pay-later-wild-west-protect-millions-of-shoppers-and-drive-growth
[ii] Skadden, May 2025. https://www.skadden.com/insights/publications/2025/05/uk-announces-new-regime-to-regulate
[iii] Reuters, May 2024. https://www.reuters.com/markets/us/us-consumer-watchdog-will-apply-credit-card-rules-buy-now-pay-later-companies-2024-05-22/
[iv] Google Cloud. https://cloud.google.com/customers/revolut
